EMPOWER Master Trust Employer Hub

Irish Life EMPOWER Master Trust

By joining the Irish Life EMPOWER Master Trust, your pension plan is part of something exceptional.

Our award-winning EMPOWER Master Trust was designed not just to meet regulatory requirements in this space, but to exceed expectations and set the standard for the industry as a whole. As EMPOWER Master Trust participants, both you and your plan members will benefit from a market leading master trust proposition, which will flex and evolve over time to meet any industry or regulatory challenges, as needed and continue to lead the way for pensions in Ireland.

The Irish Life EMPOWER Master Trust has some standout features that set it apart...

Get up to speed quickly & easily

Irish Life is on a mission to make all things pension as easy as possible for you. We want you to be able to find everything you need at the click of a button.

We also want to keep you up to date on everything you need to know about the world of pensions, right when you need to know it.

 

Quarterly Investment Update

Your quarterly investment update from Irish Life Investment Managers is designed to:

  • Keep you up to date on the EMPOWER Master Trust fund returns.
  • Provide an expert investment insight into recent market performance.
  • Explain what you can expect from the funds in the future.

 

European Pensions Awards – Master Trust Offering of the Year

We are exceptionally proud to share that our EMPOWER Master Trust picked up the illustrious European Master Trust of the Year Award at the 2025 European Pensions Awards in London on 3 July.

We were honoured to see our EMPOWER Master Trust win such a highly contested award, especially on a European stage. This award is testament to our commitment to deliver compelling workplace benefits to help your people live better lives.

Pictured from Employer Solutions at Irish Life: Fiona Mullally, Head of Client Services, Roisin Kelly, Director of Marketing and Communications, and Audrey Kelly, Head of Strategic Sales.

 

Tune in to Fast 15 and get auto-enrolment ready in less than 15 minutes

We were delighted to recently introduce our new podcast series, Fast 15, delivering expert insights from the Employer Solutions team. Designed to help busy decision-makers get up to speed fast on the latest in pensions, financial wellbeing, health benefits and more, each concise episode lasts 15 minutes or less. 

Our first 3 episodes form an auto-enrolment mini-series, covering all the essential information to help you prepare for auto-enrolment with confidence. 

You’ll hear:

- Irish Life’s key findings from our employer research.
- Answers to the top questions other employers are asking.
- An essential 5-point action plan to set you up with clear next steps.

Listen now to get auto-enrolment ready today!

 

Ibec HR Leadership Summit 2025

Irish Life is the proud strategic partner for the Ibec HR Leadership Summit this Autumn. The annual Ibec summit, which will take place in the Dublin Royal Convention Centre on 22 October 2025, is a must attend event for HR professionals.

This year, the summit will explore important themes within the HR space, such as:

  • Generational challenges and opportunities.
  • How to effectively harness AI to elevate talent strategies.
  • ...and more!

We look forward to a day filled with rich HR insights, empowering conversations, and connecting with our industry peers.

 

SecureShare – Our Bespoke Data Sharing Solution

Sharing data with confidence has been made easier through SecureShare, our highly secure, easy to use, data portal.

SecureShare is Irish Life’s new platform which allows you to share your employees' data with confidence and ease using our ultra secure, intuitive system.

With auto-enrolment due to come into effect on 1 January 2026, we created SecureShare to simplify and improve the employee data sharing process.

This video explains how SecureShare works.

 

Pension Quality Standard Ready (PQSR) Accreditation

We are delighted to announce that our Irish Life EMPOWER Master Trust has recently been awarded the distinguished Pension Quality Standard Ready (PQSR) Accreditation.

This prestigious accreditation from the Irish Association of Pension Funds (IAPF) recognises exceptional pension plans, who are delivering the highest standards of governance and communication programmes, underpinned by outstanding contribution structures. 

These features are all designed to support members in achieving the best possible retirement outcomes.

 

Member Engagement Update

Recent and upcoming highlights from our Pension Education webinars and campaign communications include:

Upcoming webinar: Join the Plan

On Thursday, 23 October 2025 at 11am, we are hosting our popular Join the Plan webinar. This engaging session is a must-watch for employees who have not yet joined your workplace pension plan.

 

Watch on-demand: Flourishing in Retirement – Part 1

In this webinar, we covered the retirement process, how it works, what options might be available and other important factors to consider. This session is available to watch on-demand now. Stay tuned for Part 2 coming soon! 
 

New! Introducing Fast 15 – Irish Life’s new podcast

We recently introduced our new Fast 15 podcast series, designed to help members get up to speed on the latest in pensions, financial wellbeing, health benefits and more.  

 

Coming soon! New video series answering members' most asked questions

We'll soon be launching a new, bitesize video series, covering the most frequently asked questions by our pension plan members, making it even easier for your people to get the information they need, right when they need it. 
 

 

What members can expect in 2025

A key element of our journey based persona driven member engagement program is our 2025 Pension Education Series. 

Jam packed with targeted, relevant content and engaging member webinars, this series has been designed to build on the 2024 member experience, continuously using our learnings and insights to shape the approach. 

 

Useful Shortcuts

To make things as easy as possible for you,
we have pulled the key master trust
literature and forms into one place.

From the Member Guide and Member Hub link to App forms and information on the EMPOWER Personalised Lifestyle Strategy, it’s all here for you...

Frequently Asked Questions (FAQ)

This FAQ resource is designed to help your team to answer some of the most common queries that your members are likely to ask, without reinventing the wheel each time.

You’ll find simple, straight forward answers to the most Frequently Asked Questions, right here at the click of a button... 

  

Guidance in a master trust world

Irish Life is on a mission to help your members harness the power in their pension.

So, we ensure members have the encouragement, information, tools and touchpoints to understand and engage with their pension whenever they wish to do so.

Resources & supports include our new Pension Education Series, a comprehensive communications calendar, the award-winning Pension Portal and our dedicated Pension
Education Team.

You can find out more on our Member Hub....

 

Meet the Trustee

As the largest defined contribution (DC) pension provider in Ireland, Irish Life has a wealth of industry experience and customer knowledge. We’ve used our insights and collaborated with expert advisors and partners to deliver an exceptional master trust solution.

One of those key partners is Law Debenture Master Trust Trustee (Ireland) DAC (LawDeb Ireland DAC). 

As trustee of the Irish Life EMPOWER Master Trust, LawDeb Ireland DAC is wholly independent
of Irish Life, which is quite a unique feature in the Irish master trust market.

In addition to providing trustee services in Ireland, LawDeb Ireland DAC is a subsidiary of Law Debenture, one of the largest providers of independent professional trustee services in the UK, with a wealth of master trust experience…

 

Wellbeing Calendar

Welcome to your October wellbeing calendar. A month dedicated to Mental Health Awareness, October is a great opportunity to focus on how we can better support our mental health and wellbeing. With movement and exercise often playing a vital role in supporting our mental health, make sure to check out our upcoming MyLife Health of the Nation Challenge.

Another key highlight this month is our newly released Health of the Nation 2025 Report. Read the report to explore our full findings including rising stress and mental health challenges across different life stages, as well as the impact of social media and return-to-office pressures.

Irish Life Wellbeing Limited is not a regulated financial services company.